Investing for Dummies

Investing for dummies implies that although investing in shares is seen as a great way to prepare for retirement most people do not have the expertize to do it. So many financial advisors advise the general public that the best way to fund your retirement is to put your money into Mutual Funds.

What do these Mutual Funds do? They use your retirement money to buy stocks which is basically investing in shares on the stock exchange.

Why does the general public put their retirement money into Mutual Funds? Simply because the Mutual Funds are seen or promoted to be the experts in share investing. This is the simple practice so called experts do when investing for dummies.

Experts? The expertise of both financial advisors and Mutual Funds can be questioned.

Financial advisors generally, though not always, suggest that you put your money into the Mutual Funds that pay them the highest commissions.

How do the Mutual Funds decide which shares to invest your money in, because there are literally thousands of companies that they could buy investing shares in?

There are subtle differences but basically all Mutual Funds choose a basket of shares which may mirror the Dow Jones index, the top 50 or 100 companies listed or some other such index . To explain this better, think of the dollar value of the investing shares that the Mutual Fund has bought for you and every other fund member being split in the percentage of the dollar value of all 30 companies that make up the Dow Jones index.

By investing in this manner the Mutual Funds generate profits for their members based solely on the movements of the Dow Jones or whatever index is being used. The average investor could do that and not have to pay any commissions or fees, just share brokerage. Nothing too expert in that is there?

Mutual funds generally promote themselves as safe and secure with liitle risk for you investing in shares that they choose. However the returns as most people know from Mutual Funds have not been great, In fact many lost people's hard earned money that they had set aside hoping to retire in 2008.

Is there a solution to investing for dummies rather than investing in Mutual Funds? Yes there is! Click here to find an organization that is committed to helping people learn to set goals and how to achieve their financial goals without using the investing for dummies strategy. This company is a financial platform that can help you earn passive income with as little as 15 minutes work each week. There is a 4 or 5 hour learning curve on how to do this which is actually fun if you participate with an open heart and mind.

This organization ProphetMax is the best financial platform dedicated to helping people both small and large private investors achieve a passive income to whatever level you want. You can now register to see if you qualify to become a member. ProphetMax does not want you as a member unless you can personally say yes to about nine questions. If you feel you are a dummy when it comes to investing, you can change that mindset with the ProphetMax platform.

Investing in shares and funds using ProphetMax's system will be a paradigm shift for 99% of investors.

For the average, amateur or non professional person, or dummy, investing in shares is fraught with the fear of a market crash and losing all of their money. ProphetMax members who act make money in both a rising and a falling market. If you do not know how then just maybe you should consider looking at this platform as a way to create passive income in any type of market.

Investing for dummies is more complex than simply buying shares in a company and forgetting about it. ProphetMax will tell you what to buy at what price and when to sell, again at what price. However the average share investor should not just be putting their money in Mutual Funds because a money manager or financial advisor suggested they do.

To learn more about how you can control your investments and investing options click this link to discover if you qualify to become a ProphetMax member.